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1. #Universal database for dental insurance full#
2. #Universal database for dental insurance code#
3. #Universal database for dental insurance free#

There is a proven relationship between oral and general health.

#Universal database for dental insurance free#

These risk factors include tobacco use, alcohol consumption and unhealthy diets high in free sugars, all of which are increasing at the global level. Most oral diseases and conditions share modifiable risk factors with the leading noncommunicable diseases (diabetes, cardiovascular diseases, cancer, chronic respiratory diseases and mental disorders). People of low socioeconomic status carry a higher burden of oral diseases and this association remains across the life course, from early childhood to older age, and regardless of the country's overall income level. Oral diseases disproportionately affect the most vulnerable and disadvantaged populations. While the global burden of oral health conditions is growing, particularly in low- and middle-income countries, the overall burden of oral health conditions on services is likely to keep increasing because of population growth and ageing. Oral diseases are among the most common noncommunicable diseases worldwide, affecting an estimated 3.5 billion people. Oral diseases encompass a range of diseases and conditions that include dental caries, periodontal (gum) disease, tooth loss, oral cancer, oro-dental trauma, noma and birth defects such as cleft lip and palate. Oral health varies over the life course from early life to old age, is integral to general health and supports individuals in participating in society and achieving their potential. Please contact your plan administrator for costs and complete details.Oral health is the state of the mouth, teeth and orofacial structures that enables individuals to perform essential functions such as eating, breathing and speaking, and encompasses psychosocial dimensions such as self-confidence, well-being and the ability to socialize and work without pain, discomfort and embarrassment. Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. In certain states, availability of the individual dental product is subject to regulatory approval.

Careington is not affiliated with MetLife or its affiliates.

Certain administrative services are provided by Careington Benefit Solutions, Frisco, TX (Careington). “DHMO” is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: “Specialized Health Care Service Plans” in California “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida statutes in Florida “Single Service Health Maintenance Organizations” in Texas and “Dental Plan Organizations” as described in the Dental Plan Organization Act in New Jersey.ĭental benefits are provided by Metropolitan Life Insurance Company (MetLife) or an affiliate of MetLife. The Dental HMO/Managed Care companies are part of the MetLife family of companies. a Florida corporation, in FL SafeGuard Health Plans, Inc., a Texas corporation, in TX and MetLife Health Plans, Inc., a Delaware corporation, and Metropolitan Life Insurance Company, a New York corporation, in NJ. a California corporation, in CA SafeGuard Health Plans, Inc. Dental HMO plan benefits are provided by: SafeGuard Health Plans, Inc. Group dental insurance policies featuring the Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY 10166.ĭental Managed Care plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation, in NY. This example is used for informational purposes only.

#Universal database for dental insurance code#

Negotiated fees are subject to change.Ħ Based on MetLife data for a crown (D2740) in ZIP code 06340.

#Universal database for dental insurance full#

Negotiated fees refers to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefit maximums. Please refer to your schedule of benefits.ĥ Based on internal analysis by MetLife. Accessed February 1, 2021.ģ Your out-of-pocket costs may be greater when you visit a dentist who does not participate in the MetLife network.Ĥ Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often members visit the dentist and the cost of services rendered. 1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.Ģ American Dental Association Dentists: Doctors of Oral Health, American Dental Association, Chicago, IL.